Who we are
Carisma Financial Corp. was created to help hard-working people establish or re-establish their credit. If you've been turned away because of a low credit score, bankruptcy, foreclosure, past repossession or other credit problems, we can help. Our financial specialists will guide you through all the hoops of financing, tailoring a payment plan to what you can afford and when you can pay it. We want you to succeed, and we'll do what we can to help you get into that vehicle that you need.
Tired of high pressure salespeople?
Don't want to be just another number?
Sick of getting pushed into the car that dealers want to sell and not the car you want to drive?
Discouraged that that warm welcome at the dealership fades the minute you mention credit difficulties?
It's time to make that free call to Carisma. You'll speak to someone who knows how to find the right financing that will work with your credit and your ability to pay.
Why do the employees of Carisma treat you differently? Our employees do not rely on commission from their sales. At traditional dealerships, salespeople only get paid when you buy. They have no reason to care about your financial needs. They are pressured to sell lots of vehicles, and this leads them to pressuring you.
Our specialists' only job is helping people like you, taking time to understand your unique financial situation and finding the right financing to get you in the driver's seat.
We pair you with a financial specialist so you get that one-on-one attention that makes the Carisma difference.
During our verification process, we request only the documents that federal law requires.
We use electronic communication as much as possible to limit the amount of time you spend.
At Carisma, your success is our success. That’s why we carefully design loans to meet what you can handle.